影響信貸評級:破產通常會導致信用評級的急劇下降,而重組的影響則較為溫和。債務重組過程中,信貸評級可能受到影響,而在清還貸款前,欠債人不能再借貸或申請信用卡。 An IVA has to be create by a qualified person, termed an insolvency practitioner. The insolvency practitioner will cost service fees for that IVA. Somebody Voluntary Arrangement (IVA) can negatively have an affect on your credit r... https://lukastgrbn.webdesign96.com/30201465/what-does-債務舒緩債務重組分別-mean-drpno1-top